It's important to keep tabs on your money after you've retired to make sure your retirement plan will provide adequate income for the rest of your life — and to make adjustments if necessary.

And make sure you've addressed these financial and retirement planning considerations:

During your 60s:

• Retirement savings distribution options
• 401(k) rollovers, depending on employment status
• Retirement plan finalization
• The transition from accumulation of savings to distribution
• Work options if you can't afford to retire or want to continue working
• Medicare application (three months before turning 65)
• Employer-provided insurance, Medigap insurance, long-term health care insurance, prescription drug coverage and other options for meeting health care needs
• Social Security benefits

During your 70s:

• Required minimum distributions from your retirement accounts at age 70½
• Estate planning
• Adequacy of your distribution track
• End-of-life instructions and wishes

Ongoing:

• Complete, accessible financial information, especially beneficiary designations
• Net worth
• Retirement plan re-evaluation
• Debt amount
• Credit rating
• Sufficient savings for emergencies
• Life-altering events, such as disability
• Personal medical history and status
• Local, state or federal tax law changes