The Balancing Act

If you have less than 10 years to retirement, it's time for the next phase of retirement planning - the balancing act.

During this phase, you must find a balance between:

• Investing more conservatively to preserve your savings and allowing for some growth.
• Allowing for growth and investing too aggressively, potentially incurring losses you don't have time to recover before retirement.
• Investing too conservatively and allowing inflation to erode your savings.
• Creating a distribution plan that allows you sufficient money to live on and stretching your savings over your lifetime.

These links may help you "keep your balance" as you enter the next phase of retirement planning.

• Rethink Your Investment Strategy

• Create a Distribution Plan
  Withdrawal Rate
  Withdrawal Methods
  Tax-Efficient Withdrawals
  Required Minimum Distributions

• Estimate Social Security Retirement Benefit

• Plan for Medical Expenses

• Preserving Your Retirement Savings: Check Your Progress

 Check Your Progress

Rethink Your Investment Strategy 

This information is not intended as tax advice. Investors should consult a tax advisor.