Insurance and education

Insured Investment Strategies

What we do

Our dedicated team of wholesalers provides specialized sales support for variable insurance products, including:

  • A broad scope of educational materials focused on variable insurance products.
  • Dynamic practice management resources to help you diversify client portfolios and help you grow your variable insurance product business.

Educate for Success — College Bound 529

Why choose a 529 plan?

A 529 college savings plan is a tax-advantaged program designed to help individuals and families save for college. There are important advantages for your client including tax-deferred growth and no income limits. In addition, distributions for qualified education expenses are free from federal and state income taxes.1


Why choose CollegeBound 529?

CollegeBound 529 makes it easy to save for college and other post-secondary training for a child, grandchild or other designated beneficiary. CollegeBound 529, recognized by Morningstar® as a highly rated advisor-sold 529 plan2, offers an easy way for your clients to save for college — and for you to enhance your practice.


  • A range of portfolios designed to help investors reach their education savings goals
  • Investment menu with choices that are professionally managed by Invesco
  • No account minimum to get started

Learn more about CollegeBound 529

1 Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. Tax and other benefits are contingent on meeting other requirements and certain withdrawals are subject to federal, state, and local taxes. Rhode Island taxpayers who are account owners and contribute to CollegeBound 529 account are eligible for a deduction in computing state income tax for contributions made to CollegeBound 529 of up to $1,000 for married couples filing jointly and $500 for individual filers. Subject to certain conditions and requirements, contributions in excess of the annual limit can be carried forward and deducted in future years. If a participant makes a non-qualified withdrawal or certain transfers /rollovers to another state's program, the amount of the deduction may be "recaptured" and included in the account owner's Rhode Island income. Check with your tax advisor to see how 529 plans are treated for income tax purposes.

2 ©2017 Morningstar, Inc. All rights reserved. The information contained herein is proprietary to Morningstar and/or its content providers. It may not be copied or distributed and isn’t warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance does not guarantee future results.

CollegeBound 529 was awarded the Bronze Rating. The Morningstar Analyst RatingTM is a subjective evaluation performed by Morningstar’s manager research group based on five key pillars: process, performance, people, parent and price. The Analyst Rating scale is Gold, Silver, Bronze, Neutral, Negative. The top three ratings indicate the corresponding level of analyst conviction in the ability of a 529 plan’s investment options to collectively outperform their respective benchmarks and peers through time, within the context of the level of risk taken. Gold plans are the highest-conviction recommen¬dations and stand out as best of breed for their investment mandate. Silver plans are high conviction and have notable advantages across several, but not all, five pillars. Bronze plans have advantages that clearly outweigh any disadvantages across the pillars. Ratings are continuously monitored and reevaluated at least every 14 months. While these ratings can help with the selection process, they should not be the only factor used to choose the investment and do not represent guarantees, credit or risk ratings. For more detailed information about Morningstar’s Analyst Rating, including its methodology, please go to http://corporate.morningstar.com/us/documents/MethodologyDocuments/AnalystRatingforFundsMethodology.pdf

Diversification does not guarantee a profit or eliminate the risk of loss.

Advance Your Knowledge

Sharing knowledge can help you strengthen relationships with current and prospective clients. We offer a variety of informative Insights and timely blog posts from investment professionals, market and economic experts, and retirement experts that you can share with your clients. Our experts include:

Invesco Blog

Invesco's US Blog provides expert investment views in numerous areas:

Insights

Read market insights and commentary from our experienced investment professionals. Insights on topics including:

Diversification does not guarantee a profit or eliminate the risk of loss.

Variable Insurance Funds

Invesco offers separate investment options to insurance companies as investment choices in their variable annuity or variable life insurance contracts. The Invesco V.I. funds cover both domestic and global markets, providing a wide array of portfolio options for investors saving for retirement.

The Invesco variable insurance funds are used soley as investment vehicles by insurance company separate accounts to fund variable annuity contracts and variable life insurance policies. Shares of funds cannot be purchased directly. Invesco Distributors, Inc. does not offer any variable products.

Invesco Consulting

Helping select financial professionals with skeptical clients get, keep and grow business with never-before-seen ideas

Invesco Consulting programs are for illustrative, ifnoramtional and educational purposes only. We make no guarantee that participation in these programs or utilization of any of their content will result in increased business. These programs do not constitute a recommendation of the suitability of any investment strategy for a particular investor.

The opinions expressed are those of the author and are subject to change without notice. These opinions may differ from those of other Invesco investment professionals.

Diversification does not guarantee a profit or eliminate the risk of loss.