|Alternative - Real Estate|
|Balanced - Target Risk|
|Equity - US Equity|
Performance quoted is past performance and cannot guarantee comparable future results; current performance may be lower or higher. Investment return and principal value will vary so that you may have a gain or a loss when you sell shares. If applicable the shares performance reflects fee waivers, absent which, performance would have been lower.
This material must be accompanied or preceded by a current prospectus. Please read the prospectus carefully before investing.