This holiday season, give the gift of a brighter future.

With Ugift®, it's never been easier to give a gift they'll never outgrow: an education.

The college savings journey starts here

Choosing the right education savings plan might seem too remote when children are babies — or too daunting once they’re in school. But CollegeBound 529, recognized by Morningstar® as a Bronze rated advisor-sold 529 plan,1 can make it easier to get started. Explore the ways CollegeBound 529’s availability, tax advantages and flexible portfolio options can help you save for the future.

1 ©2018 Morningstar, Inc. All rights reserved. The information contained herein is proprietary to Morningstar and/or its content providers. It may not be copied or distributed and isn't warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance does not guarantee future results.

The Morningstar Analyst RatingTM is a subjective evaluation performed by Morningstar's manager research group based on five key pillars: process, performance, people, parent and price. The Analyst Rating scale is Gold, Silver, Bronze, Neutral, Negative. The top three ratings indicate the corresponding level of analyst conviction in the ability of a 529 plan's investment options to collectively outperform their respective benchmarks and peers through time, within the context of the level of risk taken. Gold plans are the highest-conviction recommended and stand out as best of breed for their investment mandate. Silver plans are high-conviction and have notable advantages across several, but not all, five pillars. Bronze plans have advantages that clearly outweigh any disadvantages across the pillars. Ratings are continuously monitored and reevaluated at least every 14 months. While these ratings can help with the selection process, they should not be the only factor used to choose the investment and do not represent guarantees, credit or risk ratings. For more detailed information about Morningstar’s Analyst Rating, including its methodology, please visit