In this second issue, in the context of the persistence of the low yield environment and the current regulatory developments, our experts shine a light on the implications for the insurance industry.
Last quarter was dominated by two main events with long term implications for the insurance industry: first, on the economic side, the FED confirmed its dovish stance consolidating the persistence of the low yield environment and second, on the regulatory side, EIOPA issued its opinion on the Solvency II review indicating the lines of the review of the framework.
In this paper, we detail the implications of those two events on the insurance industry. We also analyse the various asset classes in the context of existing portfolio allocations. The publication is divided into three sections:
Insurance Outlook 2024
2024 should mark the beginning of the end for reforms to Solvency II. Having fired the starting gun in February 2019, almost four years later the Commission, European Parliament and European Council are negotiating the final contours of the reform package.
A farming model for insurers: buy and maintain portfolio in fixed income
After having to endure many years of meagre yields in fixed income, and one of the worst total return performances in 2022, we believe 2023 presents us with as generous an outlook as we have seen in ten years.
How can insurers protect against the havoc of inflation?
Investors of all kinds need to protect their portfolios from the damage inflation can inflict – whether over the short term or the longer term. Insurers are no exception in this regard. Could insurers now benefit from investments outside their traditional asset allocations?
