Retirement Plan Manager (RPM)
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RPM provides plan sponsors and administrators with the tools necessary to manage retirement plans more efficiently. RPM offers instant access to plan information and multiple online resources. It allows for the submission of payroll contributions and access to plan summary reporting, 24 hours a day, seven days a week.
Plan Summary Information:
- Consolidated plan information, including real-time plan summary information
- Year-to-date contributions
- Total plan assets by investment and contribution type
- Ability to view total plan assets on a quarterly basis
- Reporting for plan and participant level information*
- Standard reports: Roster Turnaround, Loan Amortization, Plan Contribution Confirmation
*Note: This feature is not available to SIMPLE IRA or SARSEP IRA plans.
Plan Management Functions:
- Contribution processing
- Contribution transmission with funding by automated clearing house (ACH) and check
Save, copy and edit payroll contribution files for subsequent manual processing
Additional features available to 401(k), Solo 401(k), Profit Sharing and Money Purchase Pension plans include:
- Reporting
- Capability to download trust reports
- View participant information
- Account balances by investment and contribution type
- Transaction history and future investment allocations
- Assets at the end of each quarter
- Census information
- Update participant information
- Maintain participant addresses and other pertinent census information by online entry
- Update future investment elections for participants
Experience the power of RPM through our online demo.
User Name: aimrpm
Password: test123
RPM Processing a Manual Payroll Contribution
RPM Processing a Systematic Payroll Contribution
Please note:
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Contribution Timing
Yes, you are able to process a contribution with a future payroll date. Transmitting a contribution with a future payroll date will result in your contributions being placed in Held status until that date. Except for weekends and holidays, where it would be processed the next business day, that contribution will be processed on the specific date selected. Invesco will not begin drafting your bank account until the date of the contribution.
Your contributions will be processed the same day if it transmitted, via ACH, or the investment check is received by Invesco during the hours of the customary trading session of the New York Stock Exchange (NYSE) in good order (usually prior to 3:00 P.M. Central time).
Weekend or any NYSE holiday transmitted contributions will be processed the next business day.
It is always recommended to only submit a contribution if you are absolutely certain the information is in good order. If you are not certain, save it by clicking on the "Save and Continue Later" option located at the bottom right corner of the roster you are processing. This will put the roster into an "In Progress" status and it will stay on your payroll until you are ready to make changes. Saving a contribution allows you to make changes to a contribution without having to worry about periodic system uploads.
If you are working on a large payroll contribution or to avoid systematic delays, periodically save your contributions by clicking on the "Save and Continue Later" box. After saving the contribution, it will remain saved even after logging off and will remain in the system indefinitely until transmitted or deleted.
Contributions by Bank
You can verify your bank instructions on the verification page if ACH is selected when processing your payroll contributions. Please contact Invesco at 800.241.9799 if your banking instructions are not correct.
To change the bank account information on file, the plan sponsor should provide Invesco with an Invesco Retirement Plan Manager Form, signed by all parties who have authority to transact on the bank account and the Plan.
No, Invesco must receive your request five business days prior to the date you wish to make an ACH contribution. Once the new bank information is added, there is a one business day pre-note period in which no new contributions can be submitted, via ACH, through Invesco RPM.
General RPM Information
The following individuals of plan(s) may have access to RPM if requested:
- Plan sponsor
- Third-party administrator (TPA)
- Trustee(s)
- Plan administrator
- Brokers who play a dual role of broker and TPA for a plan (This is only available on qualified plans; brokers are unable to access employer-sponsored IRA plans due to Invesco’s Privacy Policy)
Important: IF a broker is not playing a dual role in a plan, THEN the broker has the option of signing up for DST Vision to access client account information.
Please contact Invesco at 800.241.9799 for more information regarding who may have access to RPM.
Account types eligible for RPM include Simple IRA, SEP IRA, 401k (including the Solo 401k), 403(b), Money Purchase Plan, and the Profit Sharing Plan. Note: A plan eligible for RPM, will have a Plan ID.
In order to add an additional plan to your RPM access, complete the Invesco Retirement Plan Manager form. On the form, reference your current username in Section 2 in the Existing RPM User ID field.
RPM Maintenance
Deleting a particular participant from a contribution list only deletes him from that contribution list and not the entire plan.
To view a participant’s future allocations, access the participant info page and select the participant you would like to view. Then choose “Change investment name”. Note: You can also update the future allocations.
To update a participant’s future allocations, access the participant info page and select the participant you would like to view. Then choose “Change investment name”. Note: You can also view the current future allocation settings.
To change the bank account information on file, the plan sponsor should provide Invesco with an Invesco Retirement Plan Manager Form, signed by all parties who have authority to transact on the bank account and the Plan.
Registering/Log in Questions
Complete the Invesco Retirement Plan Manager form located on the ‘Get Started’ Tab and mail the form to Invesco.
Call 800.241.9799 and an Invesco representative can provide your username.
No, you are not able to change your username.
If your RPM access has been locked, call 800.241.9799 and an Invesco representative can reset your account.